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Home Page > Executive Branch > Code of Federal Regulations > Electronic Code of Federal Regulations
e-CFR Data is current as of November 19, 2009
TITLE 12--Banks and Banking
CHAPTER II--FEDERAL RESERVE SYSTEM
SUBCHAPTER A--BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
PART 225--BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)
Subpart A--GENERAL PROVISIONS
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| Authority, purpose, and scope. |
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| Registration, reports, and inspections. |
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| Penalties for violations. |
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| Exceptions to tying restrictions. |
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Subpart B--ACQUISITION OF BANK SECURITIES OR ASSETS
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| Transactions requiring Board approval. |
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| Transactions not requiring Board approval. |
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| Factors considered in acting on bank acquisition proposals. |
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| Expedited action for certain bank acquisitions by well-run bank holding companies. |
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| Procedures for other bank acquisition proposals. |
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| Public notice, comments, hearings, and other provisions governing applications and notices. |
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| Notice procedure for one-bank holding company formations. |
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Subpart C--NONBANKING ACTIVITIES AND ACQUISITIONS BY BANK HOLDING COMPANIES
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| Prohibited nonbanking activities and acquisitions; exempt bank holding companies. |
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| Exempt nonbanking activities and acquisitions. |
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| Expedited action for certain nonbanking proposals by well-run bank holding companies. |
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| Procedures for other nonbanking proposals. |
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| Hearings, alteration of activities, and other matters. |
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| Factors considered in acting on nonbanking proposals. |
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| Procedures for determining scope of nonbanking activities. |
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| List of permissible nonbanking activities. |
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Subpart D--CONTROL AND DIVESTITURE PROCEEDINGS
Subpart E--CHANGE IN BANK CONTROL
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| Transactions requiring prior notice. |
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| Transactions not requiring prior notice. |
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| Procedures for filing, processing, publishing, and acting on notices. |
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| Reporting of stock loans. |
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Subpart F--LIMITATIONS ON NONBANK BANKS
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| Limitation on overdrafts. |
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Subpart G--APPRAISAL STANDARDS FOR FEDERALLY RELATED TRANSACTIONS
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| Authority, purpose, and scope. |
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| Appraisals required; transactions requiring a State certified or licensed appraiser. |
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| Minimum appraisal standards. |
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| Professional association membership; competency. |
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Subpart H--NOTICE OF ADDITION OR CHANGE OF DIRECTORS AND SENIOR EXECUTIVE OFFICERS
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| Director and officer appointments; prior notice requirement. |
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| Procedures for filing, processing, and acting on notices; standards for disapproval; waiver of notice. |
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Subpart I--FINANCIAL HOLDING COMPANIES
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| What is a financial holding company? |
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| How does a bank holding company elect to become a financial holding company? |
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| What are the consequences of failing to continue to meet applicable capital and management requirements? |
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| What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries? |
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| Is notice to or approval from the Board required prior to engaging in a financial activity? |
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| What activities are permissible for any financial holding company? |
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| Is notice to the Board required after engaging in a financial activity? |
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| How to request the Board to determine that an activity is financial in nature or incidental to a financial activity? |
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| How to request approval to engage in an activity that is complementary to a financial activity? |
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| What are the requirements for a foreign bank to be treated as a financial holding company? |
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| How may a foreign bank elect to be treated as a financial holding company? |
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| How does an election by a foreign bank become effective? |
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| What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements? |
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| What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act? |
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| Bank holding company's subsidiary banks owning shares of nonbanking companies. |
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| Bank holding company indirectly owning nonbanking company through subsidiaries. |
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| Bank holding company acquiring stock by dividends, stock splits or exercise of rights. |
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| ''Services'' under section 4(c)(1) of Bank Holding Company Act. |
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| Acquisition of stock in small business investment company. |
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| ''Services'' under section 4(c)(1) of Bank Holding Company Act. |
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| Limit on investment by bank holding company system in stock of small business investment companies. |
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| Indirect control of small business concern through convertible debentures held by small business investment company. |
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| Services under section 4(a) of Bank Holding Company Act. |
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| Applicability of Bank Service Corporation Act in certain bank holding company situations. |
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| Computer services for customers of subsidiary banks. |
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| Acquisition of Edge corporation affiliate by State member banks of registered bank holding company. |
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| Bank holding company ownership of mortgage companies. |
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| Activities closely related to banking. |
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| Foreign bank holding companies. |
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| Investment adviser activities. |
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| Activities not closely related to banking. |
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| Investment in corporations or projects designed primarily to promote community welfare. |
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| Activities closely related to banking. |
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| Issuance and sale of short-term debt obligations by bank holding companies. |
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| Activities closely related to banking. |
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| Computation of amount invested in foreign corporations under general consent procedures. |
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| Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act. |
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| Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes. |
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| Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act. |
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| Statement of policy concerning divestitures by bank holding companies. |
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| Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act. |
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| Disposition of property acquired in satisfaction of debts previously contracted. |
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| Operations subsidiaries of a bank holding company. |
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| Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments. |
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| Policy statement on nonvoting equity investments by bank holding companies. |
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| Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks. |
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Subpart J--MERCHANT BANKING INVESTMENTS
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| What type of investments are permitted by this subpart, and under what conditions may they be made? |
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| What are the limitations on managing or operating a portfolio company held as a merchant banking investment? |
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| What are the holding periods permitted for merchant banking investments? |
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| How are investments in private equity funds treated under this subpart? |
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| What aggregate thresholds apply to merchant banking investments? |
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| What risk management, record keeping and reporting policies are required to make merchant banking investments? |
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| How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments? |
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| Conditions to Board's section 20 orders. |
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| Appendix B to Part 225
--Capital Adequacy Guidelines for Bank Holding Companies and State Member Banks: Leverage Measure |
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| Appendix G to Part 225
--Capital Adequacy Guidelines for Bank Holding Companies: Internal-Ratings-Based and Advanced Measurement Approaches |
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