v<p class="title">TITLE 12--Banks and Banking</p>
<p class="chapter">CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY</p>
<p class="part"><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div5&amp;view=text&amp;node=12:1.0.1.1.3&amp;idno=12">PART 3--MINIMUM CAPITAL RATIOS; ISSUANCE OF DIRECTIVES</a></p>

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<p class="subpart"><a href="/cgi/t/text/text-idx?c=ecfr&amp;rgn=div6&amp;view=text&amp;node=12:1.0.1.1.3.1&amp;idno=12">Subpart A--AUTHORITY AND DEFINITIONS</a></p>
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§3.1</a></td></tr>
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<tr><td>Authority.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.1.3.2&amp;idno=12">
§3.2</a></td></tr>
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<tr><td>Definitions.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.1.3.3&amp;idno=12">
§3.3</a></td></tr>
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<tr><td>Transitional rules.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.1.3.4&amp;idno=12">
§3.4</a></td></tr>
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<tr><td>Reservation of authority.</td></tr>
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<p class="subpart"><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div6&amp;view=text&amp;node=12:1.0.1.1.3.2&amp;idno=12">Subpart B--MINIMUM CAPITAL RATIOS</a></p>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.2.3.1&amp;idno=12">
§3.5</a></td></tr>
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<tr><td>Applicability.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.2.3.2&amp;idno=12">
§3.6</a></td></tr>
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<tr><td>Minimum capital ratios.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.2.3.3&amp;idno=12">
§3.7</a></td></tr>
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<tr><td>Plan to achieve minimum capital ratios.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.2.3.4&amp;idno=12">
§3.8</a></td></tr>
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<tr><td>Reservation of authority.</td></tr>
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<p class="subpart"><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div6&amp;view=text&amp;node=12:1.0.1.1.3.3&amp;idno=12">Subpart C--ESTABLISHMENT OF MINIMUM CAPITAL RATIOS FOR AN INDIVIDUAL BANK</a></p>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.3.3.1&amp;idno=12">
§3.9</a></td></tr>
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<tr><td>Purpose and scope.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.3.3.2&amp;idno=12">
§3.10</a></td></tr>
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<tr><td>Applicability.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.3.3.3&amp;idno=12">
§3.11</a></td></tr>
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<tr><td>Standards for determination of appropriate individual minimum capital ratios.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.3.3.4&amp;idno=12">
§3.12</a></td></tr>
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<tr><td>Procedures.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.3.3.5&amp;idno=12">
§3.13</a></td></tr>
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<tr><td>Relation to other actions.</td></tr>
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<p class="subpart"><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div6&amp;view=text&amp;node=12:1.0.1.1.3.4&amp;idno=12">Subpart D--ENFORCEMENT</a></p>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.4.3.1&amp;idno=12">
§3.14</a></td></tr>
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<tr><td>Remedies.</td></tr>
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<p class="subpart"><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div6&amp;view=text&amp;node=12:1.0.1.1.3.5&amp;idno=12">Subpart E--ISSUANCE OF A DIRECTIVE</a></p>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.1&amp;idno=12">
§3.15</a></td></tr>
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<tr><td>Purpose and scope.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.2&amp;idno=12">
§3.16</a></td></tr>
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<tr><td>Notice of intent to issue a directive.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.3&amp;idno=12">
§3.17</a></td></tr>
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<tr><td>Response to notice.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.4&amp;idno=12">
§3.18</a></td></tr>
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<tr><td>Decision.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.5&amp;idno=12">
§3.19</a></td></tr>
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<tr><td>Issuance of a directive.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.6&amp;idno=12">
§3.20</a></td></tr>
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<tr><td>Change in circumstances.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.7&amp;idno=12">
§3.21</a></td></tr>
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<tr><td>Relation to other administrative actions.</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div8&amp;view=text&amp;node=12:1.0.1.1.3.5.3.8&amp;idno=12">
§3.100</a></td></tr>
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<tr><td>Capital and surplus.</td></tr>
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<tr><td>
<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.1&amp;idno=12">Appendix</a></td></tr>
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<tr><td><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.1&amp;idno=12">Appendix A to Part 3</a>
--Risk-Based Capital Guidelines</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.2&amp;idno=12">Appendix</a></td></tr>
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<tr><td><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.2&amp;idno=12">Appendix B to Part 3</a>
--Risk-Based Capital Guidelines; Market Risk Adjustment</td></tr>
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<a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.3&amp;idno=12">Appendix</a></td></tr>
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<tr><td><a href="/cgi/t/text/text-idx?c=ecfr&sid=157fe14ad60446c8cea906e667c6efe0&amp;rgn=div9&amp;view=text&amp;node=12:1.0.1.1.3.5.4.9.3&amp;idno=12">Appendix C to Part 3</a>
--Capital Adequacy Guidelines for Banks: Internal-Ratings-Based and Advanced Measurement Approaches</td></tr>
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