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Home Page > Executive Branch > Code of Federal Regulations > Electronic Code of Federal Regulations
e-CFR Data is current as of February 4, 2010
TITLE 13--Business Credit and Assistance
CHAPTER I--SMALL BUSINESS ADMINISTRATION
PART 123--DISASTER LOAN PROGRAM
Subpart A--OVERVIEW
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| What do these rules cover? |
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| What are disaster loans and disaster declarations? |
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| How are disaster declarations made? |
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| What is a disaster area and why is it important? |
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| What kinds of loans are available? |
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| What does SBA look for when considering a disaster loan applicant? |
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| Are there restrictions on how disaster loans can be used? |
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| Does SBA charge any fees for obtaining a disaster loan? |
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| What happens if I don't use loan proceeds for the intended purpose? |
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| What happens if I cannot use my insurance proceeds to make repairs? |
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| Does SBA require collateral for any of its disaster loans? |
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| Are books and records required? |
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| What happens if my loan application is denied? |
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| How does the Federal Debt Collection Procedures Act of 1990 apply? |
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| What if I change my mind? |
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| How are loans administered and serviced? |
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| Do other Federal requirements apply? |
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| Can I request an increase in the amount of a physical disaster loan? |
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| May I request an increase in the amount of an economic injury loan? |
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| How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan? |
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| What is a mitigation measure? |
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Subpart B--HOME DISASTER LOANS
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| Am I eligible to apply for a home disaster loan? |
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| When am I not eligible for a home disaster loan? |
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| What circumstances would justify my relocating? |
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| What happens if I am forced to move from my home? |
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| What interest rate will I pay on my home disaster loan? |
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| How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms? |
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| What is eligible refinancing? |
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| How much can I borrow for post-disaster mitigation for my home? |
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Subpart C--PHYSICAL DISASTER BUSINESS LOANS
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| Am I eligible to apply for a physical disaster business loan? |
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| When am I not eligible to apply for a physical disaster business loan? |
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| How much can my business borrow with a physical disaster business loan? |
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| What interest rate will my business pay on a physical disaster business loan and what are the repayment terms? |
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| How much can your business borrow for post-disaster mitigation? |
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Subpart D--ECONOMIC INJURY DISASTER LOANS
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| Is my business eligible to apply for an economic injury disaster loan? |
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| When would my business not be eligible to apply for an economic injury disaster loan? |
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| What is the interest rate on an economic injury disaster loan? |
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| How can my business spend my economic injury disaster loan? |
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Subpart E--PRE-DISASTER MITIGATION LOANS
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| What is the Pre-Disaster Mitigation Loan Program? |
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| What types of mitigation measures can your business include in an application for a pre-disaster mitigation loan? |
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| Can your business include its relocation as a mitigation measure in an application for a pre-disaster mitigation loan? |
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| When is your business eligible to apply for a pre-disaster mitigation loan? |
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| When is your business ineligible to apply for a pre-disaster mitigation loan? |
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| How much can your business borrow with a pre-disaster mitigation loan? |
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| What is the interest rate on a pre-disaster mitigation loan? |
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| When does your business apply for a pre-disaster mitigation loan and where does your business get an application? |
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| How does your business apply for a pre-disaster mitigation loan? |
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| Which pre-disaster mitigation loan requests will SBA consider for funding? |
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| Which loan requests will SBA fund? |
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| What if SBA determines that your business loan request meets the selection criteria of 123.409 but SBA is unable to fund it because SBA has already allocated all program funds? |
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| What happens if SBA declines your business' pre-disaster mitigation loan request? |
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Subpart F--MILITARY RESERVIST ECONOMIC INJURY DISASTER LOANS
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| Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan? |
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| Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan? |
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| When can you apply for a Military Reservist EIDL? |
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| How do you apply for a Military Reservist EIDL? |
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| What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL? |
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| How much can you borrow under the Military Reservist EIDL Program? |
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| Under what circumstances will SBA consider waiving the $2 million loan limit? |
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| How can you use Military Reservist EIDL funds? |
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| What can't you use Military Reservist EIDL funds for? |
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| What if you don't use your Military Reservist EIDL funds as authorized? |
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| How will SBA disburse Military Reservist EIDL funds? |
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| What is the interest rate on a Military Reservist EIDL? |
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| Does SBA require collateral on its Military Reservist EIDL? |
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Subpart G--ECONOMIC INJURY DISASTER LOANS AS A RESULT OF THE SEPTEMBER 11, 2001 TERRORIST ATTACKS
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| Are economic injury disaster loans under this subpart limited to the geographic areas contiguous to the declared disaster areas? |
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| Is my business eligible to apply for an economic injury disaster loan under this subpart? |
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| When would my business not be eligible to apply for an economic injury disaster loan under this subpart? |
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| What is the interest rate on an economic injury disaster loan under this subpart? |
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| How can my business spend my economic injury disaster loan under this subpart? |
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| How long do I have to apply for a loan under this subpart? |
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| May I request an increase in the amount of an economic injury disaster loan under this subpart? |
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